Click2Houston.com - Money - Houston Woman Loses $270,000 House Over $420 Bill: State Senator Wants To Outlaw Non-Judicial Foreclosures

How can the industry continue to claim that these things don't happen? This article even contains a photo of the house, and it is a beauty. So, here's the latest publicized victim of foreclosure abuse. And a legislator is ready to do something. The only rational public policy response to such outrages is a complete ban on nonjudicial foreclosure by HOAs. Making the HOA go before a judge would restore some sanity to this process. I can't believe that any rational judge would have allowed this sale to go forward.
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HOUSTON -- A Houston woman lost a $270,000 home she owned free and clear because of a $420 debt to a homeowner's association, Local 2 reported Wednesday.Pamela Bernhardt owned a two-story, four-bedroom rental home with a swimming pool in the 14200 block of Swallowfield in southwest Houston. She just spent $48,000 renovating it. "It has hardwood floors, granite countertops, stainless appliances and all new tile in the bathroom," Bernhardt said. The Briarhills Homeowner's Association sold it after Bernhardt did not pay a $420 assessment fee.