When a Home Isn't Safe | theledger.com
This is an editorial:

A little-known fact in Florida: Just because a homeowner has homestead exemption, it doesn't prevent a homeowners' association from foreclosing on the home for failure to pay association dues. "I don't want anyone to go through what we went through," Robert Denson, 42, told The Miami Herald this month. He lost his Boynton Beach home in 2003 when the association foreclosed on a $1,200 debt it was owed.
...This session, Florida legislators need to give associations an alternative before the step of foreclosure is taken.
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