Don’t forget your CC&Rs Mountain Democrat: “Honestly, 80 percent of the time, people just don’t know they need to go through this approval process. They didn’t receive the CC&Rs or it’s part of a big stack of papers they never read,” said Priest. “We’re trying to work with the Realtors and title companies to make sure new homeowners are given those copies.”Some including the perfessor who blogs here believe Privatopia's governance issues can be addressed with better state regulation. But more regulation cannot address a fundamental lack of stakeholder buy-in to these private local governments as this story illustrates. If homebuyers were truly engaged with and accepting of HOA governance, this classic CC&R disconnect that happens all over Privatopia wouldn't be so commonplace.