toledoblade.com -- Obama maps rescue for middle-class U.S.

toledoblade.com -- Obama maps rescue for middle-class U.S.: "Highlights of his plan include:

• A temporary tax credit of $3,000 for each new job companies create in the United States over the next two years.

• New legislation that would allow families to withdraw 15 percent of their retirement savings — up to a maximum of $10,000 — without facing a 10 percent tax penalty this year (retroactively to Jan. 1) and next year.

• A 90-day foreclosure moratorium for homeowners who are making a good-faith effort to pay their mortgages.

• Calling on the Federal Reserve and the Treasury to work to establish a facility to lend to state and municipal governments."
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So state and local governments bring up the end of the line. Don't see the nation's condos and HOAs there.