Man loses home over $580 - UPI.com: "TAMPA, Fla., June 2 (UPI) -- A Florida man who fell behind on dues to his homeowners association because of illness lost his house in foreclosure over a debt of $580.
Gregory Green said the board of directors of The Glen at River Ridge near Tampa showed little compassion when they voted to foreclose on his property, the Tampa Tribune reported Monday.
While Green's case appears extreme, attorneys say many Florida homeowners are losing their homes over a few hundred dollars in delinquent homeowner assessments."
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Here is yet another example of this thing the industry keeps telling us doesn't really happen. Fred Pilot sent me the link.
4 comments:
What the UPI story didn't say was that the HOA wouldn't make the mortgage payments after the foreclosure, so the mortgage lender repossessed the house. The HOA was unable to sell the house and it is now empty, so the HOA collects NO dues from this house!
It is just another instance which further feeds the negative perception of homeowner associations. Even the Internal Revenue Service has more compassion and more common sense and will work out a payment plan to get a delinquent taxpayer up to date on tax payments. This HOA is typical of the entire HOA mentality and will cut off its nose to spite its face. The Greens (former owners) and the mortgage lender get the last laugh, while the HOA gets nothing.
You can see the whole story on this on the Cyber Citizens for Justice site, www.ccfj.net. The UPI story really doesn't tell much about this.
This story is only too consistent with so many in HOA's, COA's, etc. This is a tragedy and should not happen to anyone in America. I do know! The fault in this case appears that Gregory Green DID owe the association some money. TRY IT HAPPENING TO YOU AND YOUR FAMILY
WHEN YOU OWE NO ONE ANY MONEY! THE GROUP CREATING THE CONFLICT AND LYING HAS NO OWNERSHIP TO YOUR PROPERTY, DOES NOT MAINTAIN YOUR PROPERTY AND SIMPLY PERFORMS THESE ACTS AS A TOOL TO DISCRIMINATE, TERRORIZE, and CREATE WHATEVER CONFLICT IT CAN TO STEAL YOUR HOME. Wake up, it is happening everywhere and it is long overdue that our federal agencies prosecute all those involved.
ps. Isn't it interesting that homeowners insurance does to protect a property owner when they are targeted in one of these scams by an abusive board. Isn't that one reason you have homeowners insurance, in case you are sued. In many of these cases, a terrible fraud has been committed against the innocent property owner. In addition, why are there not insurance products offered for disability, illness, etc., that will pay, when the owner legitimately cannot.
Two aspects of property owners association are fundamentally flawed: (1) a more effective means of collecting dues and assessments is needed (property law only has the approach of lien on the property with foreclosure); and (2) lack of a clear statement of rights for owners/members either in the CC&Rs or the state law governing Common Interest Developments and Property Owners Associations.
Developers don't seem to be interested in including either of these provisions. It is up to the members to seek help in the legislature.
Don Nordeen
Mr. Nordeen,
You have made two very valid points.
I have seen your comments and responses on the ahrc.com, too, I believe. What is the best way for someone to get in contact with you?
Would you mind posting a reply to my question on this blog? If that is a problem, please contact Dr. McKenzie and I will email him for your info. Thank you.
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