Home and condo associations hit by soaring insurance rates: South Florida Sun-Sentinel
It costs a pretty penny to insure the lakes, walkways, swales, athletic courts and other amenities dubbed "common areas" that help lure buyers to private communities.

Homeowner and condominium association leaders in Palm Beach and Broward counties say insurance for master policies has gone up 50 to 300 percent in the past two years.

Only a few companies in Florida write master policies, and community leaders are demanding that the state investigate the skyrocketing rates.

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This is a good article with lots of specifics. The situation is troubling, because on the one hand the associations are hitting the limit of affordability for liability policies, but on the other hand if they are uninsured they face massive uninsured judgments for slip and fall accidents by the pool or any other major injury.